Life is time and money. Save both.
Nexus reads the cards, bank, and accounting system you already use, finds what you overpay, and helps you get it back.
Built on what you already run.
Four things: read-only connections, a normalized catalog of goods and software, a monthly report with money recovery, and a Slack purchasing agent that ends at an approved link. It suggests; a person acts.
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Read-only connections
Bank and card feeds for any card program, QuickBooks Online, the Amazon Business report, a forwarding address for receipts and invoices, and your Google Workspace or Microsoft 365 directory. The scopes are shown on screen, and nothing is written back except categories and tags.
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Catalog and SaaS ledger
Card descriptors become clean vendor names. Every vendor is sorted as goods, software, AI, cloud, or contractor. Repeat items match a catalog as identical or equivalent with a confidence score, and every subscription lands in a ledger with plan, seats, cost, cycle, and an estimated renewal date.
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The monthly report
On the third business day: repeat items cheaper elsewhere, the same item bought at different prices, price creep, duplicates, fees, and a renewal calendar, each with an annual dollar figure and a link to its evidence. The numbers are computed in code, and the summary is checked against them.
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Money recovery
Returns with no refund, duplicate payments, double-charged subscriptions, and unapplied vendor credits, each with a ready-to-send request. A person always presses send, and recovered dollars count as verified savings.
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Software, AI, cloud, and contractors
A subscription roll call in Slack, seats against headcount, overlapping tools, monthly billing where annual is cheaper, subscriptions still tied to people who left, AI seats and API spend by team, a renewal brief 60 days out, and contractor and cloud views at invoice level.
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Purchasing agent
Employees ask in Slack in plain words. Nexus checks standard items, approved stores, budget, and recent duplicates, ranks options by total cost from trustworthy sellers, gets the approval, and hands back a link. The employee buys on the retailer’s site with a company card. Nexus never buys anything itself.
See it work, end to end.
Three moments: connecting, the report, and the moment a person decides. Click through, or let it play.
Everything in this tour is clickable.
The scopes are shown on screen before anything is read.
Priya Natarajan asked for a label printer. Standard item, Brother QL-820NWB. Best total $184.20 from an authorized seller, shipping and tax included. Fair price range $174 to $196.
Standard item, within budgetThree steps from a cold start to a monthly number.
Setup takes an hour. The first findings come from history within the week. After that the report runs on its own.
Connect in an hour
Sign in with Google or Microsoft, then connect bank and cards, QuickBooks Online, Amazon Business, and your directory, all read-only, with the scopes shown on screen. Confirm the departments, budgets, and rules Nexus proposes in one tap, or refine them.
First findings, week one
Twenty-four months of card history and the QuickBooks backfill are normalized and matched. The SaaS ledger is built within the week, the subscription roll call goes out in Slack, and the first findings arrive with an annual figure and their evidence.
The monthly report
On the third business day, each finding goes to the person who owns that spending, with its annual figure and evidence. Drafts are ready; a person presses send. The tracker shows found, acted on, and verified, against the price you paid.
One month, your own numbers, no lock-in.
Connected in under an hour, read-only. At day 30 you see found, acted on, verified, and the price paid side by side, and decide. You can leave at any point with a full export.
- Day 1
Connected and confirmed
Sign in, connect bank and cards, QuickBooks Online, Amazon Business, and your directory, all read-only. Accept the defaults Nexus proposes: departments from QuickBooks classes, owners from the directory, budgets from last year’s averages.
- Week 1
First findings from history
Twenty-four months of card history and the QuickBooks backfill are normalized and matched. The SaaS ledger is built, and the subscription roll call goes out in Slack. Every finding arrives with an annual figure and its evidence.
- Week 2
Recovery drafts and the first requests
Refund, cancellation, and renewal requests are drafted for your team to send. Employees make their first purchasing requests in Slack, and alerts go out the day a renewal, price creep, or duplicate is detected.
- Weeks 3 to 4
The monthly report
On the third business day after month end, the CFO one-pager goes out and each department owner gets their detail, with findings assigned and due dates set. Verified savings appear as refunds post and cancellations show in the data.
- Day 30
The review
Found, acted on, verified, and the price paid, on one page. Continue on a plan, or leave with a full export and a confirmation that your data has been deleted.
What you need on day one
One sitting, with someone from Pillar Expenses on the call. Nothing is written back except categories and tags, each logged with one-click undo.
- An admin with Google or Microsoft sign-in
- Bank and card logins, entered in the aggregator’s own window
- QuickBooks Online and Amazon Business admin access
- A mail rule for receipts and invoices, or IT’s approval for one
If a bank is not supported by the aggregator, monthly statement uploads work. If the mail rule needs IT approval, receipts can be forwarded by hand until it is live.
Where the money is found.
Nexus serves companies that buy goods and companies that buy software equally, and most companies are some of both.
Goods-heavy companies
Clinic and dental groups, gyms, restaurant groups, schools, contractors, field offices. Repeat items bought at different prices, duplicates across sites, returns that never got refunded, and a purchasing agent that finds the fair price before anyone buys.
See a findingSoftware-heavy companies
Software companies, agencies, consultancies, staffing firms, professional services. A complete SaaS ledger within a week: unused seats, overlapping tools, monthly billing where annual is cheaper, renewal increases, AI seats and API spend, and subscriptions still tied to people who left.
See the ledgerEvery company
Any US company of 1 to 1,000 employees managing its own spending. Duplicate subscriptions and payments, late and foreign-transaction fees, unapplied credits, and a renewal calendar with 30, 60, and 90-day alerts, each with a ready-to-send draft.
Start a pilotBuilt to be trusted with your numbers.
Nexus never holds your money, never earns from what you spend, and never trains AI on your data. Every number is computed in code, and a person decides whenever a vendor or money is involved.
Read-only
Nexus reads your cards, bank, and books. It never holds, moves, or receives money, and it writes back only categories and tags.
Suggest-only
It drafts the refund request, the cancellation, the renewal ask. A person always presses send.
Evidence first
Every number is computed in code, and every finding links to its proof with a confidence label. AI only extracts and summarizes.
No conflicts
Nexus earns nothing from what you spend. Any commission is disclosed, credited back, and never affects a ranking.
Controls you can see before you connect.
Read-only scopes are shown on screen at connection time. Every action is logged, your data exports in full within the hour and is deleted within 30 days on request, and it is encrypted in transit and at rest in your company’s own schema. Web users sign in with Google or Microsoft and two-factor; employees are identified through Slack and never create an account.
Simple plans. All of Nexus in each.
Every plan starts with a 30-day pilot you can leave at any point with a full export.
Essential
The full product, month to month.
- Everything in Nexus
- Unlimited users
- Email support
Professional
The full product with hands-on onboarding.
- Everything in Nexus
- Unlimited users
- Founder-led onboarding and priority support
Premier
For companies running several entities.
- Everything in Nexus
- Unlimited users
- Several QuickBooks entities
Enterprise
Terms written around how you operate.
- Everything in Nexus
- Custom terms and agreements
- Recovery contingency option
Not sure which fits? Start the pilot and we will place you on the right plan at day 30. Email hello@pillarexpenses.com with questions.
Frequently Asked Questions
Does Nexus move money or buy anything?
What does the 30-day pilot involve?
How long does setup take?
Which cards and accounting systems work?
How is a finding checked?
How do you handle our data?
How does Pillar Expenses make money?
What happens at the end of the 30-day pilot?
Start your 30‑day pilot.
Tell us a little about the company. We reply with the agreement and a setup time, and you are connected in one sitting.
- Connected in under an hour, read-only, with the scopes on screen
- First findings within the week, from 24 months of history
- Leave at any point with a full export